While the XRP token struggles to find upward momentum in the markets, the underlying ecosystem and its parent company, Ripple, are demonstrating significant operational strength. This growing divergence between on-chain progress and token valuation highlights a complex dynamic currently at play within the cryptocurrency sector.
Network Activity and Institutional Integration Surge
A primary indicator of fundamental health is the dramatic expansion of the XRP Ledger itself. Daily transactions have recently soared to approximately 2.7 million, representing a staggering 300% year-over-year increase. This surge is largely fueled by the tokenization of real-world assets, with the network now processing over 15% of all tokenized commodities globally.
Supporting this growth, developers have rolled out a critical software update, version 3.1.2, designed to enhance network reliability by preventing outages at public nodes. Concurrently, Ripple has achieved a major infrastructural milestone. Following its 2025 acquisition of Hidden Road, the Ripple Prime service has been integrated into the Depository Trust & Clearing Corporation (DTCC) directory. This integration provides institutional players with a direct pathway to settle post-trade volumes using the XRP Ledger, effectively connecting it to the core of U.S. financial market infrastructure.
Corporate Confidence and a Shifting Product Mix
At the corporate level, Ripple is broadcasting strong internal confidence. The company has initiated a share buyback program valued at up to $750 million, a move that elevates its internal valuation to a notable $50 billion. This marks a rapid 20% increase from its $40 billion valuation following a funding round just last November.
Should investors sell immediately? Or is it worth buying XRP?
Furthermore, the resolution of the protracted SEC lawsuit last year has allowed Ripple to diversify its offerings aggressively. A clear success in this strategy is the rapid ascent of its native stablecoin, RLUSD, which has already achieved a market capitalization of $1.58 billion.
The Token’s Persistent Underperformance
Despite these foundational advances, the XRP token has failed to translate them into price appreciation. Currently trading around $1.39, XRP has declined by more than 26% since the start of the year and remains positioned well below its 200-day moving average.
A key factor sustaining this selling pressure appears to be the cooling interest in U.S. spot ETFs for XRP, which launched in November 2025. After a strong initial influx that saw assets under management reach $1.6 billion by January, growth has stalled. Managed assets have plateaued at roughly $1.06 billion, with the funds recently experiencing minor outflows of nearly $4 million.
The central question for investors now is whether the burgeoning fundamental strength—particularly the new institutional access via the DTCC—will catalyze a sustained price recovery for XRP in the medium term, or if the token will continue to lag behind its own ecosystem’s progress.
Ad
XRP Stock: Buy or Sell?! New XRP Analysis from March 15 delivers the answer:
The latest XRP figures speak for themselves: Urgent action needed for XRP investors. Is it worth buying or should you sell? Find out what to do now in the current free analysis from March 15.
XRP: Buy or sell? Read more here...